Guides to buying new-build in Spain

Process

Buying off-plan on the Costa Blanca, step by step

There are five moments between the reservation and the keys. At each one you pay something and you sign something different.

12 October 2026 · 7 min read Taxes

Taxes and costs of buying new-build in the Valencia region

Add 11% to 13% on top of the price. Most of it is VAT; the rest is four items you pay on the day you sign the deed.

12 October 2026 · 6 min read Guarantees

Bank guarantees on off-plan deposits: how your money is protected

You hand over money for a house that does not exist yet. By law that money must sit in a separate account and be backed by a guarantee from the day the building licence is granted.

12 October 2026 · 6 min read Foreign buyers

Buying a home in Spain as a foreigner: NIE, bank account and notary

You can buy without living in Spain and without speaking Spanish, but two things are needed from day one: an NIE number and a Spanish bank account.

12 October 2026 · 6 min read